Privacy Policy

Commitment to Privacy

At Layabhailaya, operated by Rajankumar Joshi, we value the trust you place in us. This policy explains how we collect, use, and protect your information when you use our utility payment portal.

1. Information We Collect

To facilitate seamless utility payments, we collect the following data:

Customer Identifiers: Consumer IDs (for Electricity/Gas), Mobile Numbers, and Service Provider names.
Transaction Data: Payment amounts, transaction dates, and status (Success/Failure). Note: We do not store full credit card or bank login details.
Technical Data: IP address and browser type to prevent fraudulent transactions.

2. How We Use Your Data

Your information is used strictly for:

Payment Processing

To accurately process your bill payments to MGVCL, UGVCL, or Gas providers.

Receipts & Support

To send payment confirmations and assist with any transaction queries.

3. Data Sharing

We do not sell your data to third-party marketing companies. Data is only shared with:

Payment Gateways: To process your payment securely.
Utility Boards: To update your payment status on their official records.
Legal Authorities: Only when required by the laws of India.

4. Security Measures

We use industry-standard encryption protocols to protect your data during transit. Our portal is regularly scanned for vulnerabilities to ensure a safe environment for your financial transactions.

Questions? Contact Us

For any privacy-related concerns, reach out to our office in Bayad.

bhadkonews@gmail.com